Subject: Static GK (General Knowledge)
Book: Indian Money Knowledge
Cybercriminals exploit India’s digital boom through phishing emails, bogus UPI payment requests, and SIM swap fraud. Vigilance is crucial: never share OTPs, verify suspicious links, and routinely update passwords. Banks and fintech apps frequently warn users about safe digital practices. Students, who often rely heavily on smartphones for transactions, should remain cautious, employing two-factor authentication and regularly monitoring bank statements for unauthorized activity.
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