Subject: Economics
Book: Comprehensive Indian Economy - Additional Topics
Fintech platforms innovate credit delivery through instant loans, data-driven risk assessment, and app-based customer interfaces. However, unscrupulous digital lenders can misuse user data or charge exorbitant rates. RBI guidelines aim to protect borrowers by mandating transparency, secure data handling, and fair recovery practices. For exam queries, note how digital lending expands financial inclusion for underserved demographics, while robust regulation ensures consumer protection and macro-financial stability.
What is the objective of the Pradhan Mantri Jan Dhan Yojana?
View QuestionWhat is the main objective of disinvestment in public sector undertakings (PSUs)?
View QuestionWhat is the main aim of Public Distribution System (PDS) in India?
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View QuestionWhat is the meaning of “supply-side economics”?
View QuestionWhat is “inflation targeting”?
View QuestionWhich of the following is a feature of monopolistic competition?
View QuestionWhat is the main aim of the “Startup India” initiative?
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