Topic Details (Notes format)

Exploring Rural India’s Banking Ecosystem

Subject: Static GK (General Knowledge)

Book: Indian Money Knowledge

Regional Rural Banks (RRBs) and cooperative banks serve India’s vast rural population, providing credit for agriculture and small-scale industries. Government-led financial inclusion drives—like Jan Dhan Yojana—help open zero-balance accounts. Students in development studies or aspiring social entrepreneurs can investigate how digital kiosks, mobile ATMs, and self-help groups expand banking services to remote areas. Understanding these models highlights challenges and opportunities in bridging India’s urban-rural financial divide.

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