Subject: Static GK (General Knowledge)
Book: Indian Money Knowledge
Term plans offer pure life coverage at affordable premiums when purchased early. Coverage can be 10-20 times the individual’s annual income, safeguarding dependents’ financial future. Riders like accidental death or critical illness enhance coverage. Applicants must disclose existing health conditions to avoid claim rejections. Students stepping into stable careers should consider locking in low premiums now, ensuring maximum coverage at minimal cost over their earning years.
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